While plenty of high-yield savings accounts are paying in the 4% range, this unique offer adds a nice cash bonus on top of its competitive APY. But only if you act soon.

Because Cash App is a financial services platform and not a bank, deposits are FDIC ... a monthly direct deposit of at least $300. Otherwise, the savings account earns a base 1.50% APY.

As a Cash App user, you can set up direct deposit for your paycheck, but you'll need your Cash App routing number to do so.

Empower Cash Advance at a glance Advance amount: $10 to $300 for first-time users ... Unlike many apps that rely solely on your bank account to determine advance eligibility, EarnIn’s borrowing ...