Declaring bankruptcy can offer big relief to those buried by debt, but do debt collectors get paid in the process?

With a debt settlement program, you (or a third-party company) attempt to reduce the total amount of debt you owe by negotiating with creditors. How much does debt consolidation cost? The cost of ...

Taking advantage of debt relief can be a smart move at nearly any time, but it could make even more sense now.

If you're struggling to pay your bills, you might be able to lower your payments by working with a debt relief company specializing in debt settlement. Unlike debt consolidation, which merges ...

One major disadvantage of debt settlement is that the government may tax forgiven or canceled debt as income. This could eat ...

How can you get a debt consolidation loan with bad credit? If your FICO Score is below 580, consolidation loan options are unlikely to be effective. In this case, settlement might be a better ...