When it comes to investment properties, I see many clients opt for interest-only loans. However, they’re often a false ...

While most mortgage deals are repayment mortgages – where you pay off a chunk of what you borrowed in addition to interest – it’s also possible to get interest-only loans. These deals mean ...

Rates on 30-year new purchase loans ended last week 5 basis points lower than the previous Friday, dipping to a 6.79% average. That's now the cheapest weekly average of 2025. Compared to five weeks ...

Not sure if a $100,000 home equity loan or personal loan is cheaper right now? Here's what the repayments look like.

A credit union leader discusses the pros and cons of interest-only HELOCs and explains who may benefit from this loan type. An interest-only HELOC is a line of credit allowing borrowers to make ...

Both have benefits, but for many homeowners, a $100,000 home equity loan could make more sense now. Here's why.

In 2017, the Australian Prudential Regulatory Authority (APRA) took issue with the market dominance of interest-only loans favoured by investors, which are cheaper than principal-and-interest loans.

FHA ARM loans only require a 3.5% down payment ... Being able to lock in a low interest rate for 30 years—but still have the option to refinance as you want, if conditions change—often makes the most ...

If you want to go over the FHFA’s limit or want to do something else unconventional—like get an interest-only loan—your mortgage will be non-conforming. Home mortgage lenders generally ...

Lowest interest rates require full principal and interest (Immediate) payments, the shortest loan term, a cosigner, and are only available for our most creditworthy applicants and cosigners with ...

You typically need to take a few extra steps to ensure that your extra payments actually go toward the principal—and not interest on the loan. SoFi shares exactly what a principal-only student ...