Life insurance is one of the most powerful financial tools available, yet many people misunderstand its benefits, costs, and ...

Every individual has hopes and goals they want to fulfil. As we work towards achieving those goals, we should also understand the role that sound financial planning can play in helping us get there.

Life insurance protects your loved ones from a financial crisis if you pass away early. Insurance is necessary if you have people who financially rely on you. But it can also be advantageous even ...

There are different reasons why you may want to consider getting life insurance or increasing the coverage you already have. This article ... as beneficiaries, they must meet the IRS ...

Life insurance policies have been around for centuries. The first policies cropped up in the United States in the mid-1700s, and Newark's Widows and Orphans Friendly Society began offering burial ...

One of the most important purchases you might make in your lifetime is a life insurance policy. With life insurance, you can ...

Burial insurance is a good choice if: You have health issues ... both of the insured must pass away before the policy pays a death benefit. Some drawbacks of survivorship life include: It does ...

Risk Insurance Advisor Steve O’Connor helps people ensure they have the right insurance cover when they need it most.

You should contact the insurance company or insurance agent directly for applicable quotes. Whole life insurance policies ... often brief because you don’t have to schedule and undergo a medical ...

The reason is the premium must get paid ... you may be grateful to have whole life even when your term insurance expired. Even if you don't need the insurance protection, the death benefit ...

Life insurance policies from Transamerica have coverage up to $2 million for ... To apply for life insurance, you must either call a Transamerica agent or meet with one in person if there ...

and estate planning attorney to make sure you have the best life insurance coverage for your goals and budget. Your life insurance needs will change as you age and must consider children ...