To avail a loan against your life insurance policy, first make sure it has adequate cash value. Then, you simply contact your ...

Commissions do not affect our editors' opinions or evaluations. Life insurance policy loans can provide quick cash at a low interest rate. Repayment is flexible because there’s no set repayment ...

Life insurance is one of the most powerful financial tools available, yet many people misunderstand its benefits, costs, and ...

Life insurance can protect your loved ones when you're gone by replacing lost income, paying off debts or leaving a financial legacy. There's a lot to consider, though, with different providers ...

Clients can donate both permanent life insurance (including whole life and universal life) and term life insurance to charity, but the donation options differ.

Getting life insurance typically requires a medical exam to give your provider a clearer picture of your health status. But there are policies available that don't require an examination.

Daniel Robinson is a writer based in Greenville, N.C. with expertise in auto insurance, loans, warranty options ... business and life insurance matters with the Insurance Information Institute ...