It might be time to write a credit dispute letter if your credit report lists: Inaccurate account status information. For example, your credit report shows you had a late payment when, in fact ...

Having an erroneous collection account on your credit report isn't a life sentence, though. There are laws in place to ...

You’ll receive written acknowledgment of your dispute letter within 30 days of the issuer ... You will also be notified about when you need to make your payment, including any interest that ...