Editor’s note: This is part one of a two-part series about indexed universal life insurance and how it can be used in retirement planning. Part one explains indexed universal life (IUL ...

An IUL offers both flexibility and stability. Learn how it works and decide if it’s the right type of life insurance for you. Graham Ray is a senior writer whose knowledge of the insurance ...

Universal life insurance allows you to customize the terms ... life insurance is both an insurance policy and a wealth-building tool. It can be a worthwhile investment if you want to expand ...

See our rating of the Best Whole Life Insurance Companies. Universal life insurance is another type of permanent life insurance that includes a cash value component. The difference between ...

Universal life insurance offers coverage that can last ... With this policy, you can choose two interest-building accounts. One option is a fixed account where the interest rate will never fall ...

This opens the potential for your policy to yield higher returns than whole or universal ... permanent life insurance can function as an investment and wealth-building tool. Since VL policies ...