Universal life insurance is a type of permanent life insurance that combines a death benefit with a cash value component. The death benefit is paid to your beneficiaries upon your passing ...

Editor’s note: This is part one of a two-part series about indexed universal life insurance and how it can be used in retirement planning. Part one explains indexed universal life (IUL ...

Cash value life insurance types include whole life and universal life insurance. You can access your cash value through a policy loan, withdrawal or surrender. Cash value is a feature typically ...

Is contributing to a variable universal life insurance policy a good idea? I’m 39 with a $310,000 annual income. I have $550,000 in a 401(k), $13,000 in an HSA, $25,000 in cash savings and a $42,000 ...

(I explained “positive arbitrage” in ... it could act as a utility part of your overall retirement plan. Indexed universal life insurance not only provides a crucial death benefit to your ...

There are five main types of life insurance to choose from. Here’s a breakdown of what each one covers. Many, or all, of the products featured on this page are from our advertising partners who ...

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about ...

Those with complex financial goals may be drawn to universal life insurance as it offers financial protection and can grow and diversify your assets. Most importantly, buyers who are worried about ...

Life insurance pays a sum of money to your beneficiaries, which can help cover lost income or pay off debt. Many, or all, of the products featured on this page are from our advertising partners ...

See how we rate life insurance products to write unbiased product reviews. Those with complex financial goals may be drawn to universal life insurance as it offers financial protection and can ...