Compare the best life insurance companies for policies that don’t require a medical exam. We evaluated coverage options, ...

Most importantly, buyers who are worried about the limits of whole life insurance policies will continue to see growth as long as they make payments toward a universal policy. Universal life ...

Indexed universal life (IUL) insurance is a type of permanent life insurance that combines a death benefit with a cash value component, offering policyholders the opportunity to grow their savings ...

Universal life insurance is a type of ... Guaranteed issue life insurance refers to whole life policies that don’t require a medical exam or health history, making them accessible regardless ...

What Is Universal Life Insurance? Universal life insurance offers permanent coverage with a unique twist—flexibility. Unlike other policies that lock you into fixed premiums and set death ...

Otherwise, any cash value that has accumulated over the course of the policy is added to the death benefit that is payable to the insured person’s beneficiaries. Universal life insurance is ...

Part one explains indexed universal life (IUL) policies and how they work. Part two, Retirement Planning With Life Insurance, explores three ways an IUL could be used to generate retirement income.