Too many Americans use the "set it and forget it" approach to their bank accounts. Find out how that could be costing you ...

Member FDIC. We picked the Synchrony Bank High Yield Savings account for this list because it’s one of the only savings accounts offering ATM access in addition to a high APY and no fees.

You can easily access your funds online or through ... you typically link to another bank account. While savings accounts are a safe and secure option for storing money, they often offer low ...

If you have a nice rainy day fund saved up, you might be looking to stash your cash in a place that will earn competitive interest rates without exposing your money to market risk.

Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.