Our opinions are our own. Here is a list of our partners and here's how we make money. An adjustable-rate mortgage, or ARM, is a home loan with an interest rate that can change over time.

Now is the time to consider adding a pendant cord necklace to your jewelry box. A favorite of Jennifer Aniston and Drew Barrymore in the ’90s, this throwback style is nothing new, but it’s ...

You can also state preferences about what happens to your digital footprint, such as instructions for your social media accounts. Another advantage is that you can use the letter to expand on your ...