Key takeaways Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are ...

It's important to have a game plan in place for when a debt collector calls you or you could make the situation worse.

Bankruptcy is a serious decision with long-lasting consequences. Before taking that step, explore these six alternatives.

Filing for bankruptcy could be a smart move in certain cases, but in others, debt relief could make more sense.