High ESA adoption rates are linked to both increased average employee contributions and decreased retirement plan withdrawals ...

The fintech firm is cementing its status in the workplace savings space with its latest ESA offering, which employers can integrate into their existing benefits package.

Some employers may also offer incentives to encourage workers ... UPS became the largest employer to launch an emergency savings initiative. Its program allows 90,000 nonunion workers to set ...

Emergency savings. More specifically, access to emergency savings through retirement accounts. Commonwealth's research as part of BlackRock's Emergency Savings Initiative has shown that one of the ...

So it’s understandable that Bankrate's 2024 Annual Savings Report shows 27% of U.S. adults have no emergency savings at all — and a further 29% don’t have enough saved to cover three months ...

According to a new Bankrate poll, one-third (33 percent) of Americans have more credit card debt than emergency savings — down from 36 percent in both 2024 and 2023. Another 13 percent of people ...

In a money market savings account, the money you set aside doesn't just stay stagnant like in your checking account. Powley recommends doing your research to find a good interest rate that will help ...

Only one in five Americans has more emergency savings now than at the start of 2024, according to Bankrate’s most recent Emergency Savings Survey. If you’re one of those savers looking for ...

You may not consider an emergency savings account a priority. But having easy access to money that can help you through a crisis provides the financial security and peace of mind you deserve.