Clark Howard, a prominent consumer finance expert, entrepreneur, author and radio host, challenges the conventional wisdom ...

The majority of American consumers now score in at least the "good" range or higher. This is great news because a good credit score can potentially help you save money in the long run. Below ...

There are no shortcuts to strengthening your credit score. It just takes time. Say that to yourself as often as needed to avoid the temptation to waste good money searching for an easy fix to your ...

Look for cards with low fees and transparent terms, and don't forget to continue practicing good credit habits.

Learn what a credit score is, how it's calculated, the different score ranges, and why it matters to get the best rates on ...

Borrowers with scores above 750 have a better chance at qualifying for credit cards and loans and getting the best interest rates. Good credit also can save you money. You may qualify for better ...

Do you know the difference between 550 and 780? Yes, they’re 230 digits apart, but they’re also examples of bad and good credit scores, respectively. If you don’t check yours regularly ...

Average credit is a stepping stone to good credit, which can lead to an excellent credit score down the line. While a fair and average credit score is better than having no credit or bad credit ...

Now, the average American credit score sits at 717. While a score of 717 is admittedly still within the range of a good credit score and only a one-point drop from a previous "record high of 718 ...

Poor credit raises rates by 95% compared to having good credit. Your credit score can impact your car insurance rate. A higher credit score decreases your car insurance rate with almost every ...