Buy now, pay later installment payments increase retail spending, study finds
Researchers from Imperial College Business School and University of Leeds published a Journal of Marketing study that ...
Most Credit Scores Unhurt by Buy Now, Pay Later Loans, FICO Says
The biggest US buy now, pay later providers have long pushed back against sharing their data with credit-scoring firms, ...
CNBC4d
Here are the best loans for refinancing credit card debt
Credit card debt is common, but paying high interest rates on your balance can get expensive. According to the Fed, credit cards have an average APR of 16.28%, and your cards might have higher or ...
CNBC4d
The 6 best personal loans of February 2025
A form of installment credit, personal loans must be paid back in regular increments over a set period of time. Many see them as an affordable alternative to credit cards, because personal loans ...
Vanguard4d
NICA to unveil Nigeria Credit Economic Forum
is officially set to unveil Nigeria Credit Economic Forum (NCEF), a pioneering platform designed to address challenges, share insights, and drive innovations in Nigeria’s credit ecosystem.
The Punch Newspapers5d
CBN pledges youth-friendly credit, capacity building for economic growth
The Central Bank of Nigeria has reaffirmed its commitment to empowering young Nigerians through youth-friendly credit policies and capacity-building programmes to foster economic growth and ...
Business Line5d
Credit growth moderated in FY25 so far due to increase in lending rates: Economic Survey
respectively | Photo Credit: FRANCIS MASCARENHAS The Economic Survey attributed the moderation in credit growth in FY25 so far to an increase in lending rates (as a result of monetary policy ...
EconoTimes6d
The Economics of Emergency Borrowing: Understanding Short-Term Loans
The inflation rate in the United States has recently spiked once again this year, 2025. Based on Nerdwallets report, its currently measured at 2.9%, which is higher than the 2.7% reported last month ...
The Hindu4d
Bank credit grown steadily, SCBs seeing constant improvement in profitability: Economic Survey
Bank credit has grown at a steady rate in the current ... the capital-to-risk weighted asset ratio (CRAR) according to the Economic Survey 2024-25 which was tabled by Union Minister of Finance ...
Business Line5d
Economic Survey flags risks in India’s evolving financial sector amid consumer credit surge
Photo Credit: While developments such as an increase ... they also introduce potential risks from a regulatory standpoint, cautioned the Economic Survey (ES) for 2024-25. “The rise in consumer ...
The Financial Express5d
Bank credit to MSMEs growing faster than credit to large enterprises: Economic Survey 2025
To boost credit to MSMEs, the government on January 29 approved the Mutual Credit Guarantee Scheme for MSMEs. (Image: pixabay) Bank credit to MSMEs has been growing faster than credit disbursal to ...
moneycontrol.com5d
Economic Survey 2025: Raising FCNR deposit interest rate ceiling to help increase credit growth, attract foreign flows
deposits is expected to help credit growth and attract foreign flows to India, the Economic Survey 2024-25, which was released on January 31, said. “These measures will not only help banks ...