CDs are a good savings option to park money for a few months or years with minimal risk of losing your earnings. If you need to access the money before it fully matures, you’ll often pay an ...

Currently, the best 1-year CD rates are some of the best rates you can get on CDs in general. The best CD rate for a 12-month CD term right now is 4.55% APY from Credit Human Federal Credit Union.

Business Insider's personal finance team monitors the best banks and credit unions each day to help you open the right 5-year CD for you. The best 5-year CD rates far outpace the national average ...

If you're looking for the best 2-year CD rates, you'll likely find them at online banks and credit unions. These financial institutions can far outpace the average APY (Annual Percentage Yield ...

Commissions do not affect our editors' opinions or evaluations. Certificates of deposit (CDs) are a low-risk investment that offer guaranteed returns with little downside. CD terms can range ...

Commissions do not affect our editors' opinions or evaluations. Certificates of deposit (CDs) offer guaranteed returns, but one major drawback is you usually can’t withdraw your money before the ...

Commissions do not affect our editors' opinions or evaluations. The best nine-month CD rates are near or above 5.00% APY. A nine-month CD provides higher returns than a savings account but with ...

Choosing the right CD requires researching the best interest rates and comparing early withdrawal penalties, which is where our editorial team comes in. We gathered the data and analyzed 142 CD ...

Synchrony Bank CDs come with no minimum deposit requirement. Interest is compounded daily and is credited monthly. You can withdraw interest earned at any time during your CD term without penalty.

Commissions do not affect our editors' opinions or evaluations. Searching for a high-yield CD but don’t want to tie up your money for years? CDs with 11-month terms offer savers competitive ...

A six-month certificate of deposit (CD) or share certificate could be a smart compromise: You’ll receive a fixed return for a manageably short period of time. Right now, the average six-month CD ...