Many Americans are heavily reliant — even solely reliant — on their Social Security benefit to get by in retirement. More ...

(k), IRA, or individual stocks? Learn which investment vehicle to prioritize for your retirement savings and financial goals.

Even choosing the very best investment options still won't provide you with the kind of returns you'll get with this one ...

The 401 (k) offers a contribution limit of $23,500 per year in 2025, compared to just $7,000 per year for IRAs. When you set ...

The main difference between retirement plans are how they treat contributions and taxes on withdrawals during retirement.

In a way, SIMPLE and SEP IRAs are like 401(k) plans in that they’re all employer-sponsored retirement accounts. However, as ...

Employers can’t contribute directly to an employee’s personal Roth IRA, but they can still help with retirement savings in ...

The 401 (k) is such a fixture in working life today that it's easy to forget that this worker-driven retirement-savings system has only been around since 1978, and not every aspect of its ...

Here’s how it works. If you’re age 60–63, you’re eligible for super catch-up contributions in 401(k)s and other eligible retirement plans (403(b), governmental 457 plans, etc.). The super ...

Equitable launched a 401(k) pooled employer plan for small and medium-sized employers, the firm announced Jan. 30. “We see broad applicability for our PEP” for businesses with $50 million or ...

That includes reviewing your 401(k) plan if your employer offers one. If you want to get the most out of your 401(k) account, you obviously need to contribute money of your own. But you also need ...

Move assets from an old 401(k) plan into a new IRA account without incurring fees or penalties from the IRS. The best places to rollover 401(k)s offer simple transfers with minimal paperwork and ...