Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about ...

Those with complex financial goals may be drawn to universal life insurance as it offers financial protection and can grow and diversify your assets. Most importantly, buyers who are worried about ...

Life insurance is one of the most powerful financial tools available, yet many people misunderstand its benefits, costs, and ...

An IUL offers both flexibility and stability. Learn how it works and decide if it’s the right type of life insurance for you. Graham Ray is a senior writer whose knowledge of the insurance ...

and a third that combines universal life insurance with a rider to cover long-term care costs. Nationwide customers also get access to the company's caregiver advocate tool, which helps connect ...

We also like its diverse product range, which includes joint universal life insurance and riders that cover disability and long-term care insurance. You can't get a rate quote or buy a policy ...

Indexed universal life (IUL) insurance is a type of permanent life insurance that combines a death benefit with a cash value component, offering policyholders the opportunity to grow their savings ...

Protective Best for whole life insurance: MassMutual Best for universal life insurance: Pacific Life Best for long-term care insurance: Nationwide Best for smokers: Ethos Best for riders ...