Life insurance is one of the most powerful financial tools available, yet many people misunderstand its benefits, costs, and ...

Editor’s note: This is part one of a two-part series about indexed universal life insurance and how it can be used in retirement planning. Part one explains indexed universal life (IUL ...

Permanent life insurance explained Unlike term life insurance ... There are different types of permanent life insurance. Whole life, universal life, and variable life are the main products ...

Cash value life insurance types include whole life and universal life insurance. You can access your cash value through a policy loan, withdrawal or surrender. Cash value is a feature typically ...

Learn about the various types of life insurance (term life, whole, universal variable, and final expense) and how to decide which is best for you.

Is contributing to a variable universal life insurance policy a good idea? I’m 39 with a $310,000 annual income. I have $550,000 in a 401(k), $13,000 in an HSA, $25,000 in cash savings and a $42,000 ...

See our rating of the Best Whole Life Insurance Companies. Universal life insurance is another type of permanent life insurance that includes a cash value component. The difference between ...

This opens the potential for your policy to yield higher returns than whole or universal life insurance. However, VL insurance comes with risks, costs, and complexities. So, while increased growth ...

(I explained “positive arbitrage” in ... it could act as a utility part of your overall retirement plan. Indexed universal life insurance not only provides a crucial death benefit to your ...

There are five main types of life insurance to choose from. Here’s a breakdown of what each one covers. Many, or all, of the products featured on this page are from our advertising partners who ...

Life insurance pays a sum of money to your beneficiaries, which can help cover lost income or pay off debt. Many, or all, of the products featured on this page are from our advertising partners ...