The card's rewards structure isn't the easiest to remember. But its useful bonus categories, flexible rewards and outstanding welcome offer make it a top contender among cash-back cards.

There's no better time than Valentine's Day to let someone know how you feel about them. And there's no better way to do that ...

The combined 2% rewards rate — 1% ... is among the best on any cash-back card, especially for an annual fee of $0. Many or all of the products on this page are from partners who compensate ...