Discover what a certified check is, how it works, and when to use it. We'll explain the advantages and potential drawbacks of using certified checks.

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When obtaining a cashier's check, however, you transfer the money to the bank up front. The check is written from the bank's account rather than your personal account, as with a certified check.

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You may also consider using certified checks or cashier's checks to guarantee the funds remain available in your account long enough for the check to clear. A personal check is usually the least ...

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