CDs are FDIC insured up to $250,000 per person, per bank. Find out how to ensure you'll get full FDIC insurance coverage when ...

When interest rates rise, the returns on high-yield savings accounts typically increase, too. For retirees, this means your ...

"There are always risks with online financial transactions, whether you are shopping for clothes or opening a bank account," ...

A one-year certificate of deposit (CD) gives you a guaranteed return on your investment with the security of FDIC insurance and the option to withdraw or reinvest your funds when the year is over.

Learn all about various types of certificates of deposit, how they work and how they potentially fit into your savings and investment planning. Browse Investopedia’s expert-written library to ...

The amount of interest you can earn on $25,000 in a CD largely depends on the CD's interest rate and term length. To help, we ...

Opening a certificate of deposit (CD ... according to the Federal Deposit Insurance Corporation (FDIC), but many banks and credit unions offer CDs that pay substantially more.

"If the Fed acts gradually, CD rates may decline slowly, giving savers time to adjust. But, if rates drop sharply, those who ...

The Fed meets eight times a year to assess the health of the US economy and vote on the federal funds rate, the rate banks use to lend and borrow money. While the Fed's decision to change rates ...

Federally insured up to $250,000 ... Understand the account’s terms and conditions before signing up. A certificate of deposit — or a CD — is a savings account that pays a fixed rate ...

On top of that, FDIC insurance is limited to $250,000 ... Jumbo CDs are a type of certificate of deposit with higher minimum balance requirements — and often, higher interest rates.