Bankruptcy is a serious decision with long-lasting consequences. Before taking that step, explore these six alternatives.

Debt settlement involves negotiating with your ... The concept of debt consolidation is rather simple. You take multiple unsecured debts and roll them into a single new balance (that hopefully ...

With a debt settlement program, you (or a third-party company) attempt to reduce the total amount of debt you owe by negotiating with creditors. How much does debt consolidation cost? The cost of ...

Declaring bankruptcy can offer big relief to those buried by debt, but do debt collectors get paid in the process?

Taking advantage of debt relief can be a smart move at nearly any time, but it could make even more sense now.

If you're struggling to pay your bills, you might be able to lower your payments by working with a debt relief company specializing in debt settlement. Unlike debt consolidation, which merges ...