According to a new Bankrate poll, one-third (33 percent) of Americans have more credit card debt than emergency savings — ...

High ESA adoption rates are linked to both increased average employee contributions and decreased retirement plan withdrawals ...

In this report, we explore different factors that may collectively shape financial well-being, how subjective financial wellness can relate to emergency saving behavior, and actionable tips for ...

Life has a way of throwing curveballs. Whether it’s an unexpected car repair, a medical bill or even a burst water heater, ...

Older adults who didn’t have enough savings to cover emergency expenses during the early months of the COVID-19 pandemic faced another surprising problem: higher levels of loneliness.

Only one in five Americans has more emergency savings ... a rate of return on your savings if rates couldn’t go much lower. Today, however, the CD scene is quite different.

The first step to saving is knowing how much you need to save. Everyone’s monthly expenses are different, so to understand how much will cover you in an emergency, figure out how much you pay ...

Since 2014, the survey has annually polled 1,000+ U.S. adults about their levels of debt and emergency savings. The most recent data, polled in December 2024, specifically examines what’s ...