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Car insurance can be a big expense these days: The average cost of a full coverage policy is $2,670 a year, according to Bankrate. That's up from $2,543 in February 2024 and $2,018 in February 2023.

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Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them.

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them.

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