Every individual has hopes and goals they want to fulfil. As we work towards achieving those goals, we should also understand the role that sound financial planning can play in helping us get there.

There are different reasons why you may want to consider getting life insurance or increasing the coverage you already have. This article ... as beneficiaries, they must meet the IRS ...

Life insurance protects your loved ones from a financial crisis if you pass away early. Insurance is necessary if you have people who financially rely on you. But it can also be advantageous even ...

Life insurance is one of the most powerful financial tools available, yet many people misunderstand its benefits, costs, and ...

Life insurance policies have been around for centuries. The first policies cropped up in the United States in the mid-1700s, and Newark's Widows and Orphans Friendly Society began offering burial ...

Risk Insurance Advisor Steve O’Connor helps people ensure they have the right insurance cover when they need it most.

The reason is the premium must get paid ... you may be grateful to have whole life even when your term insurance expired. Even if you don't need the insurance protection, the death benefit ...

There is no cash value component to term life insurance and if you outlive the term, you will not receive a payout unless you have return-of-premium coverage. Term life costs less than endowment ...

Nationwide is the best life insurance provider for diabetics, according to Investopedia research. John Hancock and State Farm also made our list. Compare coverage and cost information among the best ...

She possesses substantial private and public equities and has already utilized her lifetime exemption. She also believes her children have sufficient resources. Her $70 million investment generates ...