If you enrolled in an optional Medicare Part D plan in 2024 or before, at some point you probably faced a coverage gap called ...

The Medicare donut hole was a colloquial term for a gap in prescription drug coverage in Medicare Part D. However, as of 2025, Medicare has closed the donut hole and replaced it with a cost cap.

The donut hole was a gap in Medicare Part D prescription drug coverage that occurred between the initial stage and catastrophic stage of coverage. In 2025, new rules under the Inflation Reduction ...

When you hit this gap, referred to as the Medicare donut hole, you would have to pay a larger share of the cost of your prescriptions until you hit a yearly limit. However, new 2025 Medicare rules ...