Would you rather be debt-free, or carry a little debt, but also have enough cash tucked away in a rainy day fund, to deal ...

and it's never a good idea to kick off the car ownership experience far underwater on a loan. If you can't put the full purchase price of a car on a credit card, a dealership may allow you to ...

Just be careful not to rack up more credit card ... car repair or a new water heater, but you don't have enough money to cover it with cash or savings alone, a personal loan can be a viable option ...

The lender also has slightly more stringent eligibility requirements than some of our other top picks, including several years of credit history, stable income, and few or no payment delinquencies ...

Careful use of credit cards offers valuable benefits, such as quick access to cash during emergencies and the opportunity to build credit for large purchases like a car loan or mortgage.

A debt consolidation loan is a good idea when you can get a lower annual percentage rate than what you're currently paying on your credit cards ... (40% or more of your income) and no plan to ...