It might be time to write a credit dispute letter if your credit report lists: Inaccurate account status information. For example, your credit report shows you had a late payment when, in fact ...

You can directly dispute debts with a debt collector by requesting debt validation within 30 days of first contact. To do ...

You’ll receive written acknowledgment of your dispute letter within 30 days of the issuer ... You will also be notified about when you need to make your payment, including any interest that ...