Here’s a retirement spending strategy that offers a realistic balance between frugality and outliving your savings by ...

Most retirement savings plans include a catch-up contribution ... money on taxes and reach your retirement goal. Source: Getty Images. Catch-up contributions help you save more for retirement ...

Wide disparities exist between White and non-White future retirees—a "racial retirement wealth gap" PeopleImages / Getty Images ... plans all contribute to the gap in retirement savings today.