If you have a mortgage, you may be unknowingly participating in a mortgage-backed security (MBS). That is, your home loan may be part of a pool of mortgages that has been packaged ...

On January 10, 2025, the Maryland Office of Financial Regulation (OFR) issued guidance significantly expanding licensing requirements for assignees ...

A mortgage-backed security (MBS) is an investment product that consists of thousands of individual mortgages. Investors can purchase MBSs on the secondary market and directly from the issuer.

It's important to understand that the Fed's decision to pause rate cuts will not directly impact mortgage rates. Mortgage ...

Fannie Mae, officially the Federal National Mortgage Association (FNMA), is a government-sponsored enterprise that maintains ...

The Federal Reserve's first meeting of 2025 concluded this week with a decision that caught few by surprise. After implementing three rate cuts in late 2024, the central bank has opted to keep its ...

Financial institutions that purchase mortgage loans in Maryland, including securitization trusts and other secondary market purchasers, face a ...

Privatization would be a major milestone for Fannie and Freddie, which were created by Congress to bring liquidity to the secondary mortgage market, ensuring a ready supply of loans for homebuyers.

The secondary market also faces pressure from high mortgage costs, prompting some sellers to transition from sales to rentals. Analysts forecast price stagnation in this segment throughout 2025. "We ...