After you turn 62, Social Security recalculates your benefits every year you don’t claim benefits. It will take your earnings for the latest year, add that to your record of lifetime earnings and select the 35 years with the highest inflation-adjusted earnings.

Social Security accounts for a large part of many retirees' finances. It's helpful to get a sense of how much you can expect, so you can plan and budget properly. Monthly benefit amounts will vary widely,

Here’s how many Social Security retirement checks go out to people 99 and older. Hint: It’s far fewer than Trump claims.

You'll need to be a high earner to get the maximum possible benefit, but there are a few other details you have to get right.