National average rates for 12-month CDs stand at 1.82% as of January 21, 2025, but many banks offer much higher rates. If you shop around, you can find banks offering 5.00% APY or more on CDs with ...

"There's no chance of me getting on the property ladder unless ... All eyes this week were on the Bank of England as a base rate cut from 4.75% to 4.5% was confirmed - but while that was expected ...