Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about ...

Universal life insurance is a type of permanent life insurance that combines a death benefit with a cash value component. The death benefit is paid to your beneficiaries upon your passing ...

You can use online calculators to get an estimate ... Certain types of life insurance policies, like whole life or universal life, include a cash value component that grows your policy's value ...