Universal life insurance is a type of permanent life insurance that stays in place as long as you continue to pay premiums. Unlike whole life insurance, an investment savings element and ...

Penn Mutual earned the top spot in our analysis of the best universal life insurance companies. Universal life insurance offers a lot of flexibility and the benefit of cash value. Compared to whol ...

Editor’s note: This is part one of a two-part series about indexed universal life insurance and how it can be used in retirement planning. Part one explains indexed universal life (IUL ...

Term life insurance usually provides the least expensive premium but it eventually expires. Universal life insurance provides the most flexibility of permanent life insurance premiums whereas ...

Explore the role, types, and steps of using Life Insurance in Estate Planning. Understand ILITs and tax implications, and ...

What they won't tell you is that cash-value insurance is generally a poor ... where they are disclosed (typically variable life or variable universal life policies), however, they can be ...

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about ...

(See our methodology for more information on how we made ... Protective Best for whole life insurance: MassMutual Best for universal life insurance: Pacific Life Best for long-term care ...