Charm necklaces mark the return to chunky, maximalist fashion. From little teddy bears to gold hearts ... For those into spirituality, invest in the Pandora Protective Hamsa Hand Dangle Charm.

The wide selection of chains allows gift-givers to customize bracelets or necklaces and select something ... theme and are available in silver and gold. Pandora’s 2025 Valentine’s Day collection.

Whether you want to stay on budget or pull off a surprise, we rounded up the best jewelry pieces for under $100!