Federal student loans offer flexible repayment plans, loan consolidation, forgiveness programs, and more. We can help you manage repayment and answer any questions you have along the way.

Learn how to manage your student loans, find a repayment plan, understand how to make payments, explore your options, and get help if you've missed payments.

Check out our student loan forgiveness page for information about other types of loan forgiveness and discharge. You never have to pay for help with your student loans. Learn how to avoid student loan forgiveness scams.

Learn about financial aid like FAFSA, scholarships, and more. Calculate the cost of specific colleges. Find out how to repay student loans.

Aug 29, 2024 · Learn how to manage your student loans including finding a loan, making payments, deferring a loan, and applying for loan forgiveness. If you made federal student loan payments, you may be eligible to deduct a portion of the interest on your federal tax return.

Sep 11, 2024 · Learn all about student loans including where to get them, how to get them, and strategies to avoid massive loan debt by the time you graduate. Private vs. Federal College Loans: What's the...

Apr 17, 2024 · Student loans are a type of installment loan that pay for college and its related costs, including tuition, fees, books and living expenses. There are two types—federal and private—and the ...

Dec 2, 2024 · Find out how to make your student loan payments on time while keeping the cost manageable. Learn about repayment programs, forgiveness plans, and more.

Headquartered in Knoxville, Tennessee, Edfinancial Services is your student loan servicer. We provide customer service on behalf of your lender, including answering your questions, helping you with repayment plans, and processing your student loan payments.

Whether you are preparing for college, attending school, or already repaying your student loans, we have tools and resources to help you make the best decisions for you.