Taffrail is a deterministic rules engine. Taffrail uses thousands of reliable and transparent rules crafted by humans who deeply understand financial markets, investment strategies, tax laws, and privacy. Taffrail is free from LLMs, generative AI, and hallucinations.

Smart investing deserves smart answers! Taffrail's rules-based AI personalizes financial education to match each investor's needs, turning generic advice into tailored guidance that works.

The federal tax advantages of a 529 could create 14% more value. 529 plans always have federal tax advantages and may have other benefits depending on your state.At the federal level, a 529 plan would give you tax-free growth and tax-free withdrawals when the funds are used for qualified education expenses.

Contributing as much as allowed to your 401(k). To contribute as much as you are allowed to your 401(k), you should defer $23,500 or 23.5% of your $100,000 salary.; If your employer uses a two-tier formula to calculate their match, it would be structured like the table below. You can change the numbers to match your plan’s documentation.

To retire comfortably, you will need to have $3.0 million in savings before you retire in 2055. If you are 35 and want to retire at 65, you have 30 years to save for retirement. This analysis will determine if you are on track to retire comfortably. Alternatively, you could enter a specific savings goal.. If you currently earn $120,000 per year and your income grows with inflation at 2% per ...

Inheriting a Roth IRA from your spouse when you are over 59½. If you inherit a Roth IRA from your spouse and you are over 59½, you can withdraw as much as needed from any of your retirement accounts, so your best option is to do a spousal transfer.. Spousal transfer of a Roth IRA when over 59½. If you are the spouse and the sole beneficiary, you can do a spousal …

Taffrail is the leading provider of personalized digital advice for the financial brokerage industry. The advice provided by Taffrail is risk-free and always correct, without the hallucinations or inaccuracy of generative AI.

Experts believe that the most we should spend on housing is 28% of our income. If your annual household income is $100,000, and you wanted to hold your housing expenses to 28% of your $8,333 in monthly income, that would give you a housing budget of $2,333 a month. So, if the numbers above are correct, you should be able to afford a $351,000 home.

We are excited to announce that Just Good Advice is now Taffrail. When we launched our business in 2018, we set out to redefine personalized digital advice in financial services. Now, we’ve reimagined our company’s brand to align with …

Welcome to Taffrail status page for real-time and historical data on system performance.